Credit Reporting
Having an accurate credit report is crucial in today’s world.
Want to buy a house? Open a bank account? Land that new job? Get a new car? It all depends on your credit score.
If you find errors on your credit report, you have the right to dispute them and the offending agencies are responsible for fixing them. If they fail to do so, you can protect your interests and take legal action.
If you believe you’ve lost opportunities because of errors in your credit report, under the Fair Credit Reporting Act, you can seek remedies for the harm you’ve suffered.
Identity Theft
The statistics for identity theft are terrifying. Most people envision a faceless fraudster in some foreign country swiping their social security number online, but very often identity theft happens because of someone you know, perhaps someone you even trust. Online theft happens far more often than you think, and it can wreck your bank accounts, destroy your reputation, tank your credit, and prevent you from gaining financial security.
Need help clearing your name? Have you been accused of crimes you didn’t commit? Contact our office today.
Unlawful Business Practices
If your insurance claim was underpaid or denied because the insurer was acting in bad faith, you might have a viable claim against them for damages. For any type of insurance claim – from hurricane damage to sinkhole damage to mold damage to property damage disputes – we are prepared to protect your rights if your claim was valid and still not paid in full.
Insurance companies rely on the fact that victims of fraud are too busy to pursue a case or too uninformed to know their own rights. This results in insurers engaging in deceptive, unlawful, or fraudulent business practices – just because they can.
Defective products or services? Excessive or unexpected charges? You can fight back against them!
Illegal Telemarketing or Robocalls
Everyone hates those automated robocalls, right? Maybe not so much when you learn that for each illegal robocall placed to your phone, you might be entitled to between $500 and $1,500.
Time is money, and interruptions have consequences. Perhaps automated robocalls are pinging your phone every twenty minutes during work meetings. Maybe your inbox is full of spam text messages.
Under the Telephone Consumer Protection Act, robocalls made to cellphones are prohibited unless the party being called has consented. Obviously, that hasn’t worked in practice because consumers didn’t realize they had rights.
If, for example, you receive 30 robocalls in one week from the same debt collector, that could be grounds for a viable case.
Abusive Debt Collection Practices
Did you know that those feelings of rage and humiliation when a debt collector calls your house for days on end can be compensated? There are many ways that this harassment manifests, and the mental toll it takes on unsuspecting consumers is a hefty one. If you’ve been harassed by a debt collector or creditor, contact our office today.
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